There are a lot of bad drivers on the road, but if the client is a good driver why should he or she be paying the same rates as offenders and poor drivers? Most good drivers are rewarded by their insurance company with a premium reduction, but there's still an unknown factor about how a client performs as a driver on a regular basis.

Good drivers of all ages can now make use of telematics in helping insurance companies provide the most reasonable rate.

While the client is establishing a driver profile through telematics, he or she can subscribe to a number of safety services such as voice enabled emergency calling that prompts the monitoring team to send immediate roadside assistance. As more consumers demand usage-based automobile insurance, insurance companies that provide telematics will be in the driver's seat when it comes to comparing premiums.

On installment of the telematics device in the policyholder's vehicle, it provides ease of remote upgrading of firmware, making the technology a useful tool for insurance companies to study driving skills. Telematics can automatically recognize the events leading up to an emergency call, such as air bag deployment and hard braking, and can also keep check on the vehicle's vital functions such as fuel tank levels and the condition of the battery.. The ease of installment eliminates service calls as policyholders can perform this function themselves. We provide multilingual customer support and technical assistance any time of the day to respond to questions regarding the device.

The telematics device is not only able to record driver profiles, but is a driver's aid with the added services that are available, and make it attractive as a useful driving accessory and a further source of revenue. For electric vehicles, this last feature could prove very beneficial to advise the driver of the remaining charge and the distance to the closest recharging location. With the installment of this technology in a car, driving abilities will be collected at a central location so that companies can advise their clients if the insurance rate can be adjusted. Insurance firms are then provided with an integrated wireless network that records driving patterns like observing speed zones, distances travelled, quick starts and heavy braking provided over a secure IT infrastructure and data hosting that is at the same security level used by banking institutions. What has been missing in assessing drivers is now available through telematics, to give insurance companies a policyholder profile to assess risks and to help reduce claims.